Finch vs. other finance apps
How Finch compares to YNAB, Monarch, Mint and Copilot for users living in Europe.
| Feature | Finch | YNAB | Monarch | Mint | Copilot |
|---|---|---|---|---|---|
| European bank connections (Deutsche Bank, BNP Paribas, N26) | |||||
| Multi-currency (EUR, GBP, USD) | limited | limited | limited | ||
| AI finance agent / insights | basic | basic | |||
| Crypto exchange support | limited | limited | |||
| Investment tracking (DEGIRO, Saxo) | |||||
| Open Banking via PSD2 | |||||
| EU data residency | |||||
| Mobile app |
Head-to-head comparisons
Finch vs Finanzguru
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Finch vs Bankin'
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Finch vs Emma
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Finch vs YNAB
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Finch vs Monarch
Coverage, sync and AI insights compared.
Finch vs Revolut
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Finch vs Outbank
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Finch vs MoneyMoney
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Finch vs Linxo
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Finch vs Fintonic
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Finch vs Plum
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Finch vs Snoop
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Finch vs Wallet by BudgetBakers
Coverage, sync and AI insights compared.
Frequently asked questions
Which personal finance app supports the most European banks?
Finch supports the most European banks via PSD2 Open Banking, including Deutsche Bank, BNP Paribas, Santander, ING, Crédit Agricole, Barclays and N26. YNAB, Monarch, Mint and Copilot have no native European bank integrations.
Is YNAB available in Europe?
YNAB works for European users via manual CSV imports, but it does not have direct connections to European banks. You'll need to export transactions from each bank manually.
Does Monarch Money work with European banks?
No. Monarch Money relies on Plaid and MX, neither of which has meaningful European bank coverage.
What is the best AI-powered personal finance app for Europe?
Finch is the only AI-powered personal finance app built specifically for Europe. It combines PSD2 Open Banking connections, multi-currency support (EUR/GBP/USD), and an AI coach trained on European financial context like pension & retirement accounts and SEPA payments.
Is Mint still available?
Mint was shut down by Intuit in 2024. Former Mint users in Europe are best served by Finch (European-native) or Monarch (US-only).
Keep reading
The European personal finance app, built for Europe
Finch is the only one of these that connects all major European banks out of the box.
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