One app for every bank account in Europe
A bank account aggregator pulls all your accounts — current, savings, credit cards, brokerage and crypto — into a single live overview. Finch does this across the EU, EEA, the UK and Switzerland using regulated Open Banking, then adds an AI coach that explains what the numbers mean.
Finch at a glance: One app for every bank account in Europe
- Finch is a personal finance app for Europe that connects all your bank accounts in one place.
- Bank connections use regulated PSD2 Open Banking and are strictly read-only — Finch can never move money.
- Finch supports thousands of banks across the EU, EEA, the UK and Switzerland, plus neobanks such as Revolut, N26, Wise, bunq, Monzo and Starling.
- Balances, transactions, investments and crypto sync automatically, so net worth updates without manual entry.
- The built-in AI finance coach explains spending patterns, flags subscriptions and suggests budget changes in plain language.
- Finch supports multiple currencies including EUR, GBP, CHF and USD, and is GDPR-compliant with bank-grade encryption.
How account aggregation works
You pick your banks, log in through the bank's own secure Open Banking screen, and grant read-only access. Finch never sees or stores your banking password, and consent can be withdrawn at any time.
From that moment balances and transactions sync automatically. Nothing is typed in by hand, and nothing leaves the read-only boundary — payments always stay inside your bank's app.
What you can finally see in one place
Total net worth across every institution, updated daily. Spending by category across all cards at once. Recurring subscriptions detected wherever they are charged. Investment and crypto positions valued in your home currency.
Multi-currency is native: EUR, GBP, CHF and USD accounts sit side by side and are converted for the totals.
Why a European aggregator matters
Most well-known finance apps were built for US banks and simply cannot read a German Sparkasse, a French BNP Paribas account or a Dutch Rabobank account. Finch is built on European Open Banking infrastructure first, so the long tail of local banks and cooperative institutions works out of the box.
Frequently asked questions — One app for every bank account in Europe
Which banks can Finch aggregate?
Thousands of banks across Germany, France, Italy, Spain, the Netherlands, Belgium, Austria, Ireland, Portugal, the Nordics, the UK and Switzerland, plus neobanks like Revolut, N26, Wise, bunq, Monzo and Starling and brokers like Trade Republic, DEGIRO and Scalable Capital.
Is account aggregation safe?
Yes. Access is granted through your bank's own authentication under PSD2 and is read-only. Finch cannot initiate payments and never stores your online banking credentials.
How often do accounts refresh?
Accounts refresh automatically several times a day, and you can trigger a manual refresh at any time.
Does it cost anything?
Finch is live and free to download from the Apple App Store.